'In my experience, I find the profession [of financial services] divided into two camps: those who live in the past and complain about the present, and those who see the present as a catalyst for the future. What Ray has done with this book is give structure to those who wish to transform their businesses from a vehicle for generating income to one that makes an impact on the lives of others. It is an important addition to your business book library.' - Mark C. Tibergien, from the foreword of "You've Been Framed".
